Dear Nancy;
I have a low seven-figure investment portfolio and am about to retire. Is it better for me to continue to own a ladder of individual bonds and some 15 to 20 dividend paying stocks, or to move to a pure ETF portfolio such as a ZMI or XTR with a small postion in something like a U.S. dividend ETF and an international dividend ETF in order to get income going forward and maintain my preferred balance of stocks and bonds, which is similar to that held by ZMI or XTR?
Regards,
Don
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